'Increasingly, they treat gold as a financial asset in their portfolio rather than just as jewellery.'
'Investors' decisions should reflect their financial goals, risk tolerance, and the amount of gold already present in their portfolio.'
Targets should avoid panicking and hang up. 'Disconnecting stops the scammers from building psychological pressure.'
The Securities and Exchange Board of India (Sebi), in a circular dated April 11, 2025, warned investors about rising fraud and manipulation linked to the securities market on social media platforms.
With the RBI infusing Rs 7.5 lakh crore in liquidity -- and possibly more in the future -- the short- to medium-term corporate bond market is expected to benefit.
Inflows into sector and thematic (S&T) funds fell sharply from around 5,711.6 crore in February 2025 to about 170.1 crore in March 2025 - a decline of 97 per cent. With many such funds underperforming, investors need to assess whether to remain invested or exit.
One should avoid keeping excessive funds in one's savings account.
Investors should avoid making drastic changes to their asset allocation during a market correction.
'Choose an FD tenure that provides a balance between returns and the horizon for which you can invest.'
'Go for a base cover of Rs 10 lakh and then buy a super top-up of Rs 90 lakh.'
'The rise in SIP contributions has created a pool of long-term MF assets that can be pledged for loans.'
Buying makes sense for those planning to stay in a city for at least 7 to 10 years. Financial preparedness is crucial.
Review your family emergency fund and replenish it if needed. Revisit financial goals to see if there is any change in timeline or the corpus required.
Market downturns or regulatory shifts can reduce liquidity, making it harder to buy or sell assets when needed.
'Understand your financial goals. Next, categorise them by size. Then evaluate your investment options.'
A home insurance policy covers damage from earthquakes, fires, explosions, floods, landslides, cyclones, storms, aircraft damage, and acts of terrorism.
Stopping SIPs during a downturn undermines the benefit of rupee-cost averaging.
'Buyers should be provided either a fixed possession date or a firm date for the start of construction.'
Total market funds are ideal for long-term investors who prefer a simple, hands-off approach, making them suitable for those unwilling to manage multiple funds.
Younger investors with long investment horizons may continue their SIPs.
© 2026 Rediff.com - Investor Information - Advertise with us - Disclaimer - Privacy Policy - Sitemap - Feedback - About us - Terms of use - Grievances